Our blog for tips, advice and information about finding and researching roofing contractors. Learn from the experience of others.

Hiring NJ Roofing Contractors

Finding Reliable Roofing Contractors in NJ
The roof is considered the most important part of your house, including the materials that cover it. Without it, your house can have water leakage and serious interior damage, as well as damage to the roof itself. It is also one of the most important remodeling jobs that you will ever have done, so you will want to choose a roofing contractor carefully, only after doing some research choosing a reliable roofing contractor that specializes in roofing remodeling is highly recomended.

Roofing Contractors Must Be Knowledgeable
There are many things that are important to know about roofing, so roofing contractors in NJ need to know everything about roofing so that they can advise homeowners about which product is best for their situation.
They need to know which shingles are appropriate for various surfaces. They need to know important facts, such as, the life of new shingles can be cut in half if they are applied over old layers of shingles. They also need to know which roofs get certain finishes, like asphalt shingles should never installed on a flat roof. When choosing among roofing contractors in NJ, be sure to find out what type of experience the company has had working with roofs similar to yours. Also, check to make sure the roofing contractors that you select from have a website which can provide educational information for their prospective customers. If they do, chances are good that the company knows what they’re doing when it comes to this important part of remodeling. Also check if they are a member of the BBB.

Know the types of roofing materials available
If you do some research on roofing before hiring a roofing contractor, you will have a better understanding of your needs when you get an estimate from any roofing company. It helps to know something about the basic types of materials that are available, and it can make your decision easier when you need to buy a new roof. Some materials should not be used in certain environments, including
wooden shingles in very arid, dry areas. The possible materials available are asphalt shingles, fiberglass, wood shingles and shakes, slate, tile, and metal shingles.
Asphalt is by far the most popular type that is used in many different environments. This type of shingle can last from 15 to 50 years or longer, depending on the quality of the shingle. The thicker and more durable the shingle, the more expensive the roofing will be, but the longer it will last. Depending on personal financial circumstances, homeowners may want to spend more now to have a durable, long-lasting roof, or if they need to purchase the most economical material, there are options for these customers with good materials that will last around 15 years. Roofing materials are guaranteed to last for a certain amount of time, and roofing contractors should agree to repair or replace the materials if there are any problems before this time if it is caused by the installation.
Also, homeowners should asks reputable roofing contractors to suggest shingles that would be best on their home, this will avoid having the wrong ones installed. Many times, when property owners choose an inexperienced company, they end up replacing shingles or the entire roof only a few years later because the wrong material for that type of roof was used.

Check your roof each year
Homeowners should check their roof each year, and if they find any leakage or loose shingles, it is far cheaper to repair the roof at this stage than to wait until major damage has occurred. Some roofing contractors will give a free inspection to let you know if they find any loose parts or if there is any need for repair. These inspections are usually free. Since roofing is expensive, a homeowner can lower the expense of maintaining this part of their house by making minor repairs as soon as they are discovered.
Roofing Contractors And Insurance
As a NJ homeowner, I clearly understand the need for property owners to obtain the lowest price and best value when having work completed on their home. However, being penny wise and pound foolish could prove to be a costly mistake. The lowest price roofing contractors are not so much of a bargin in the long run.You need to do you research!

When comparing roofing contractors, most homeowners overlook whether or not the roofing contractors are insured. Believe it or not, many roofing contractors in the state of New Jersey today are minimally insured or are uninsured. This is because they cannot afford the costly workman's compensation insurance. Workman's Compensation Insurance for roofing contractors is very costly. Annual policies can cost anywhere between $5,000 - $60,000 + annually. It all depends on how big the roofing companies payroll is. Unfortunate the risk for NJ roofing contractors is considered high risk, and is one of the highest rates in the construction industry.

So How Is This The Homeowners Problem?

They're two basic types of insurance coverage that A roofer needs to have before you consider to hire them:

General liability insurance - this insurances covers specific protections against third-party claims, i.e. someone suffering a loss who is not part of the company for instance if someone other than a worker gets hurt.

Workmen's Compensation insurance - this insurance covers medical payments, payroll compensation and/or reimbursement of payments made when a worker gets hurt from an accident that occurs on the job.

In New Jersey, many homeowner policies have a small Workmen's Compensation coverage included within the policy. If the contractor does not carry the proper insurance, and someone gets hurt or one of the workers sustains a significant injury while working on your property, your homeowners may be needed to cover the costs. However if the roofing contractors employees medical costs exceed the amount your covered for, the property owner is personally responsible for covering all medical, payroll and reimbursement compensation to the roofing contractors uninsured, injured worker. If this ever happens - one can only hope that the worker returns to work. Otherwise the homeowner could be compensating the roofing contractors worker for the long term.

We recommend that you speak with your insurance broker and double check your coverage, and certainly make sure that any roofing contractors you choose from have the proper coverage.

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